The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Greater of 5.0% of total check amount or $5.00 per check load. At Bankrate we strive to help you make smarter financial decisions. Bankrate.com does not include the entire universe of available financial or credit offers. or originating bank. Every reasonable effort has been made to maintain accurate information. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Which certificate of deposit account is best? Ingo After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. No fee; standard text message or data rates may apply. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Getting a Business Loan When You Have Bad Credit. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Brink's gives you the peace of mind you deserve. The maximum allowable savings account balance is $5,000. person and may be one indicator to the credit type you are eligible for. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. 6 Payback Rewards is an optional program. Should You Hire a Debt Settlement Company or Do It Yourself? In fact, its missing Netspends virtual card number benefit for safer online shopping. There's no minimum spending or maximum rewards. Compare real offers from multiple lenders. and governmental customers. * Find surcharge free ATMs. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Cardholder Agreement for details. Card use subject to activation and identity verification. Home equity line of credit (HELOC) calculator. Should you accept an early retirement offer? 1, 2020. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Brink's Prepaid Mastercard. Netspend is a registered agent of Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. for repayment of any negative balance. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Mobile Check Load is a service provided by First Century Bank, N.A. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. NO PURCHASE NECESSARY. if (theYear < 1900) theYear = theYear + 1900; No Minimum Balance, No Late Fees - because this is not a credit card The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. standard Replacement Card Fee. See the plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Our experts have been helping you master your money for over four decades. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. of a check or other direct payment method. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Can a First-Time Home Buyer Get a Jumbo Loan? Details about bill payment methods are available in the Online Account Center. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). deducted from check total prior to loading your Card Account. With Brink's Direct Deposit, you can get paid faster than a paper check. See the Cardholder Agreement for details. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. 8. If your identity is partially verified, full use of the Card Account will be restricted, and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. A FICO score/credit score is used to represent the creditworthiness of a If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. LET'S TALK. All products, logos, and company names are trademarks or registered trademarks of their respective holders. They will tell you how to reload the card. There is a Live Chat feature on the website under Customer Support. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. without notice pursuant to applicable law. Earn unlimited 1% cash back on all other purchases automatically. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Territories, including Guam and Puerto Rico, and where prohibited by law. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. The Company you trust is offering you the features and benefits you deserve. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Brink's gives you the peace of mind you deserve. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. For The owner of this website may be compensated in exchange for featured placement of certain If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Prepaid cards only allow you to spend money already in your account. No fee to receive Certain products and services may be licensed under U.S. Patent Nos. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Netspend is a registered agent of Republic Bank & Trust Company. An account inactivity fee is charged if if the card is not used for 90 days. 3 Fee may be assessed by reload location and may vary from location to location. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Use Direct Deposit Card activation and identity verification required before you can use the Card Account. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) There is no minimum balance. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. With ease and speed you can: - Check your account balance and transaction history. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Our goal is to give you the best advice to help you make smart personal finance decisions. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. You'll receive a Card in the mail within 7-10 business days. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. be associated with the funding and use of your card. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. Login. reduce the interest earned on the Savings Account. $1.00 per declined transaction. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Personal Loan Vs. Line Of Credit: Which Is Better? deducted from check total prior to loading your Card Account. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Fee is determined and assessed by operator of Netspend Reload Network Sign Up Now. 7. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. identity. Prepaid MasterCards are used like regular credit cards. Features 10.0/10. It's a 16-digit number and CVV code that are tied to an account. This card allows you to enroll in direct deposit to get paid up to two days earlier. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Fee may be either a flat fee or a percentage of the withdrawal amount. Bankrate follows a strict The content created by our editorial staff is objective, factual, and not influenced by our advertisers. No minimum balance necessary to open Savings Account or obtain the yield(s). Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Card may be used everywhere Debit Mastercard is accepted. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. With Brink's Direct Deposit, you can get paid faster* than a paper check. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Neither Plan Fee option includes any other fees. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. financial product. Netspend is a registered agent of Republic Bank & Trust Company. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Your wireless carrier may charge a fee for message and data usage. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. After qualifying, Monthly Plan transfer conducted through a Netspend Customer Service agent. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Answer: It depends on the country where the card is issued. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated However, if you choose a product and continue your application at a Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. The interest rates and APYs of each tier may change. Reverse Mortgages: When Do They Make Sense? The company's mission is to develop You can also text to 469-513-8685. Find Your Best Match for Student Loan Refinancing. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Use of Card Account also subject We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. What Are the Differences Between Federal and Private Student Loans? No minimum balance necessary to open Savings Account or obtain the yield(s). Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads.
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