She was kind and courteous and advised me that the previous agent I spoke with was able to resolve my issue. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. While Payactiv touts no minimum card balance requirement, no activation fees and no monthly maintenance fees, there may be other fees depending on how you get and use your cash. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. The platform has collectively provided employees with $5B+ in earned wage access. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. :). When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. We update our data regularly, but information can change between updates. View our transaction pricing details. Grace made sure it happened n it is now resolved. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. They will transfer you 20 times and no knows where your money is. Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. He deserves recognition. Comes with the option to change your due date so you wont fall behind on repayments. m was so helpful he updated my ewa hours so I could handle all my business. Hi Connor,Thank you for taking the time to write a review about your experience. Have a blessed day. Explained my issue & he definitely assisted what agent Jane E messed up on. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|, Credit Karma Credit Builder (McBurberod Financial, Inc.) NMLS 2057952 |. In the Business to Business Service category. Yes. I'm so grateful to have had the wonderful customer service he was able to provide for me. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Hi Contrast,Thank you for taking the time to write a review about your experience. 1 Standard rates for data and messaging may apply from your wireless provider. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Consider a provider that doesnt require you to work for a partner company instead. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Credit Karma is a registered trademark of Credit Karma, LLC. Thank Yall So Much Kudos to the whole entire Payactv team! Secure bill payment You can use the money in your Payactiv account to pay bills directly from the app. Borrow up to $500 with just a few swipes but only for residents of 21 states. The platform also supports 1:1 consultations with financial coaches, savings guidance, discounts, and expense tracking. Payactiv Review. If your employer offers EWA, all fees to access your earned wages are less than $3. Visit our guide to cash advance apps to learn about how these apps work. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. We always try our best to do our job well and your kind words make it all worthwhile. PayActiv is the first Early Wage Access program approved by the Consumer Financial Protection Bureau. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. This site may be compensated through third party advertisers. We also ensure all reviews are published without moderation. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. But options are limited if your employer isnt enrolled with Payactiv. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more., The Payactiv app, linked to your attendance tracking system, turns your working hours into earned wages that you can access on-demand, at any point in time, without having to wait for payday. Fixed my problem, no hesitation! If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. This is the absolute worst app!! If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. Find out how we combat fake reviews. I love this guy!! Hmm, It sounds like youre looking for Customer Support instead of our Sales team. It requires a profitable yet socially-responsible business model and a deep commitment to improving the . Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. As a next step you can visit the Payactiv website or read our research on the Best Financial Wellness Software. PayActiv Complaints: What Users Dislike Even though the app received mostly positive feedback on app stores, some users expressed concerns. That's why we provide features like your Approval Odds and savings estimates. To sign up and must be 18 years old and need to provide some personal information, including the following: If you sign up through your employer, Payactiv generally will interact with companys payroll and time attendance system. David m helped me out when I needed it! Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. He did everything that others couldn't, get me my money and not once did he tell me to wait a few hours or wait another 24. Be sure to include your Employer's name, Employee ID, and Mobile number. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. I always have a problem and no one can fix it. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. Workers don't need permission to access earnings prior to payday. World's #1 Fraud. Hi Angelica,We sincerely apologize for your negative experience. banks. 5000+ G2 reviews. Have a blessed day. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. Some other noteworthy features of Payactiv include the option to receive tips directly into your bank account after a shift and a savings calculator. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Very helpful, understandable and fast. 1 Standard rates for data and messaging may apply from your wireless provider. Hey! PLEASE GIVE DAVIS M A RAISE HE DESERVES IT & BEYOND, NICEST AGENT EVER! You can apply for a Payactiv account online. This company offers employers and their employees the opportunity to access their earned wages before payday. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. You can click on the 'unsubscribe' link in the email at anytime. In 2020, Payactiv released a short film titled, "We Heard You." Confirm details with the provider you're interested in before making a decision. We always try our best to do our job well and your kind words make it all worthwhile. Beyond EWA: 3 Financial Wellness Benefits to Boost Employee Satisfaction, Why Traditional Employee Benefits Arent Enough Anymore. 24/7 live customer support from Payactiv Open a support ticket with our Service Team Full Name * Email * Phone Company Name Message * * These fields are required. Get live support 247 Live chat Start chat now Call us toll-free 1 (877) 937-6966 For International Customer Service: 1 (510) 404-0525 Check our FAQ for common questions View FAQs Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. Head over to our Support Form and someone from our team will assist you. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. . The Payactiv Visa Card also provides other benefits like getting access to your paychecks early by up to 2 days, autopay, an exclusive discount marketplace, discounts on gas, movie tickets, and more., Payactiv's SmartSpend syncs with your Payactiv app and Visa card to track expenses and provide guidance on spending and saving decisions. If you're transferring money to your PayActiv prepaid Visa, you should receive the funds instantly. Payactiv Customer Success Payactiv 663 views 1 year ago Bridging the Gap to Financial Wellness Payactiv 267 views 1 year ago PayActiv Explainer Video ADP 1.3K views 3 years ago 5 Apps That. Indeed Featured review. We always try our best to do our job well and your kind words make it all worthwhile. We always try our best to do our job well, and your kind words make it all worthwhile. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. This person deserves a raise! Hi Leah,Thank you for your feedback. Your employer may also need to share your name and employee ID, along with your information about when you clock in and clock out. However, there are very few additional fees. Hi Victor,We sincerely apologize for your negative experience. Live support is available 24/7/365 online or by phone, according to the PayActiv website. This rating has decreased by -17% over the last 12 months. We may also receive payment if you click on certain links posted on our site. Ronnie was a FABULOUS agent to work with. Payactiv Visa Card users with direct deposit enjoy free real-time EWA transfers and additional exclusive discounts. Alan Davis is one of the best Representatives this company has. Literally the best agent ever! Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. We always try our best to do our job well, and your kind words make it all worthwhile. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. Hi Loretta,We're glad that we could help you resolve your issue. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Have a blessed day. Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. 243 total. 2023 Payactiv, Inc. All Rights Reserved. Over 3 million HR leaders trust our advice. Meanwhile, I will be overdrawn due to lack of funds. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. If youre considering using Payactiv, here are a few things to know. Traditional real estate investments are limited to people with significant financial resources. I give up, too much effort for a service that is too easy to live without. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. These offers do not represent all available deposit, investment, loan or credit products. Find out who should really be using Kraken and who might be in over their heads. Dave has a unique feature that helps you find side gigs to earn a little extra cash, which can help if you are consistently running short before payday. 2023 Trustpilot, Inc. All rights reserved. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. They tell ya they cant do anything to contact the merchant. Finder.com is an independent comparison platform and Payday loans, installment loans and auto title loans come with high rates and fees which can trap you in a cycle of debt. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. Join today. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv uses time and attendance data to provide earned wage access to employees. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. Davis M was very helpful. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. Payactiv is worth it if your employer is a Payactiv partner and you need an advance on your paycheck.
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